Jul
20
A SmAll lEssoN of liFe!
Filed Under Daily
I went for a run early in the morning as usual then I stopped and stretched my legs at the intersection after a small hill. I witnessed a collision between a runner and a biker. The runner tried to leave quickly after getting back on his feet and making sure the biker was not injured. The biker held him back and started saying he wasn’t finished with him yet and there might be insurance …etc. I thought they would fight or something but the runner stayed quiet and endured the biker’s anger.
Something weird happened. They got closer to where I stood and somehow I took the place of the runner and I tried to fix things up since the runner was extremely shy and a bit shocked by the event. I did not say much but things like: “I saw everything and the runner did not see you, he had earplugs with music”. The biker immediately said “yes, but he turned and he should check” or “he shouldn’t even run here the path is for bikers”. I never tried to counteract or whatever. I just let him unleash his anger and then I said “It is hard to use the other path you know because it is always wet”.
I tried to explain to the runner also the message saying “I know your bike is very expensive, I have a friend who owns something that expensive”. The biker immediately said “it cost 6000 euros”. Somehow, the discussion let him get his anger out and got his mind back to reason. He kept insulting and everything but he was happy he got it all out.
His anger was more about the bike that was expensive than the collision or the runner mistake. Anyways, I could calm him down and both of them were thankful that someone who was not involved in the act was there to try to solve things. The biker could not be angry against me and the runner was just quiet.
The biker let the runner go and they both said goodbye to me. Happy ending!
Jul
14
8 am: wake up
Check WoW, Read news on Yahoo or Lemonde. Enjoy a bit of sunshine on the terrase.
9 am: car cleaning
9:30 jogging time
10:20: Mow the lawn
11:30 clean the studio
12:30 Lunch
13:00 Garden care and talking to the old lady
14:00 Castorama
Jul
12
Weird weird feelings: Anger emptiness depression! These feelings come back at an intensity sometimes. I find everyday life a bit boring and meaningless. It is not that I have some suicidal desire or whatever. It is just plain observation.
Jul
10
In My Building!
Filed Under Daily
Here is the group:
The blonde: she was the first one I met. She is nice and works as a dental technician. She has a BF who is currently looking for a job.
The mixte couple: they are the only owners in the building. Hard working people in their late 20s. He is french and works for a duty free store at the airport, she is working for a store in Paris.
The brunette: She always has too much make-ups and her tight fluorescent pink outfits make her look like someone desperately looking for attention. She works for a car rental company.
The sister and the half-brother from Senegal: I rarely talk to the sister who works at some strange hours, I think she works as a cleaner. The brother is looking for a job. They both are in their late thirties.
The old lady: she is very old but has a clear mind. She is always waiting for a car to take her to the hospital. Her daughter is the owner of her apartment. She lives next to the bruntte and has started to complain about noises.
The salesman: he lives next to me and is waiting for his wife to come later. He is a nice dude who works in some sort of sales for exhibitions. He told me that he does not have a regular income.
The man in a suit: He seems to be in his mid-forties. I think he is a divorced dude and I have met his daughter. He is usually dressed in a suit for work. he avoids any conversation with people living in the building so I do not know much about him.
The couple from Tunis: he is in car sales and I do not know about her job. They have a big family and I see quite often their young relatives. He is always repairing cars he sells.
The mother and her young daughter: She is a divorced woman living with her young daughter. I do not know if she has a job but she seems busy with social life.
The noisy dude: he always let the door bangs that is why I call him noisy but he is very quiet and does not talk to anyone either.
Jul
9
The Art of Being an Ass!
Filed Under Daily
I made 2 complaints to my internet company and I got 2 refunds!!! I am thinking about making a 3rd complaint. I got a huge aphtae on the left side of my tongue and it is painful! It is almost over but still what a week!
Jul
4
A yeAr of WoRK!
Filed Under Daily
Yesterday was the anniversary of my first year at my current job/company. It is not too stressful and the salary is decent. I have contributed to an important transition and I have simplified many tedious tasks and lengthy processes. More importantly, I have avoided many political issues by staying neutral and far away from them. Staying focus on the day-to-day work and avoid sensitive but secondary matters!
I am hoping to achieve soon the transaction of my new studio. It was a fruitful year! A stable job and my own place to live in. Yea yEa Yea!
Jun
27
ThE FinaL piecE oF tHe PuzzLe!
Filed Under Daily
The other institution also said YES and it will provide the 15 K for my loan! That’s it!
I talked to the old man who has Alzheimer. He cannot remember the name of his dogs… He told me that they are his son’s dogs when I asked him. I always stopped by to talk a bit to him or his wife. I am feeling a bit sad for them and sometimes I try to picture their life. It must be hard.
I befriend with most people living in the building since I have a strategic position. My place and my garden is at the front gate. I enjoy talking to them and I will be sad to live this place. It is not my place anyway.
Jun
19
aNd The Bank said YES!
Filed Under Daily
One important key-step has been achieved: the bank formal agreement. Now, it is just about paperwork. I can no longer back out of the deal without paying a fee but I do not want to back out. I need to end this horrible thing called: RENT!
The cost is negligible compared to the rent and I would be saving money after 1 year and 5 months! If things go well, I should be able to end the main loan in 3 years! The secondary ones are better kept as is and my saving put in some saving accounts. We shall see how things go.
Now lets keep fingers crossed concerning my new studio!
Jun
14
DeCision Day
Filed Under Daily
After talking to SG, La Poste, LCL, BNP Paribas, Crédit Agricole, I finally found the right one and the winner is: Bank populaire! I have an appointment with them at 4 pm to finalize the paperwork.
Interest rate: 2.55 %
No fees on early payment
Decent Guarantee fees: 0.9% of the amount
I was talking to my neighbors who bought something around 185 000 and it seemed to me that they did not do their homework. They only talked to one bank and they got an average deal that will cost them few thousands more over 25 years.
The whole thing was a bit stressful and of course time consuming without mentioning a little bit of brain but I was worth it.
Jun
7
AlMost TheRe!
Filed Under Daily
I am getting nearer to a deal with the bank. It seems that there is no major problems and after talking to several of them, I am really getting nice offers. It is not too hard to know when you get the best deal, indeed, you get the best deal when most banks give the same answer! It means that they cannot do better. I will probably pick one of them next week and the bank will send me the formal offer in 10 days. I have then to accept or decline and that will be the end.
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